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OnlyFans vs Fansly vs Fanvue Fees in 2026: What Creators Actually Pay
August 3, 2026 · 7 min read · By Exclu Team
OnlyFans vs Fansly vs Fanvue Fees in 2026: What Creators Actually Pay
By Maria.M, content curator at Exclu - Updated August 2026
TL;DR
OnlyFans fees: 20% platform commission on all revenue - you keep $80 per $100
Fansly fees: 20% platform commission - you keep $80 per $100
Fanvue fees: 15% for the first 30 days after KYC, then 20% - you keep $80–$85 per $100
Exclu fees: 0% commission - you keep more, but a 15% processing fee applies on the Free plan (paid by the fan at checkout), or a flat $39.99/mo on the Pro plan
Platform | Commission | Processing Fee | What You Keep per $100 |
|---|
OnlyFans | 20% | Included | $80 |
Fansly | 20% | Included | $80 |
Fanvue | 15% (first 30 days) → 20% | Included | $80–$85 |
Exclu (Free) | 0% | 15% (charged to fan) | ~$100* |
Exclu (Pro) | 0% | $39.99/mo flat | $100 minus flat fee* |
*Exclu's model differs: the processing fee is added on top of the price for the fan, not deducted from the creator's payout. Payment provider fees may still apply.
How OnlyFans Fees Work
OnlyFans charges a flat 20% commission on every dollar you earn. No exceptions, no tiers.
That 20% applies across the board:
Payment processing is bundled into that 20% - there's no separate card processing fee deducted from your side. OnlyFans handles it.
Payout minimum: $20 for standard bank transfer / direct deposit (ACH/SEPA). Wire transfers carry a higher minimum of around $200. Payouts are processed on a rolling 7-day pending period, then weekly.
Payout methods: bank transfer, Paxum, ePayments (where available).
VAT note: OnlyFans adds VAT on top of the fan's payment in VAT-applicable countries (UK, EU, Australia, etc.). This is a fan-side tax - it does not reduce your 80% creator share. However, if you are VAT-registered in your own country, you may have separate obligations.
OnlyFans Fee Breakdown by Revenue Type
Revenue Type | Creator % | OnlyFans % |
|---|
Subscriptions | 80% | 20% |
PPV messages | 80% | 20% |
Tips | 80% | 20% |
Custom content | 80% | 20% |
Referral bonus | 5% of referred creator's earnings | - |
The onlyfans percentage is consistent - 80/20 regardless of how you earn. The only exception is the referral program, which pays you an additional 5% of a referred creator's earnings for 12 months.
How Fansly Fees Work
Fansly's commission structure mirrors OnlyFans almost exactly: 20% platform cut across all revenue types, with no separate processing fee charged to creators.
Fansly commission applies to:
Payout minimums vary by method (per Fansly's official help center):
Paxum / Cosmopayment / local bank deposits (USD ACH, CAD): $20
SEPA (EU & UK bank deposit): $50 (or $20 with a 14-day auto-send if balance doesn't reach $50)
International bank wire (SWIFT) / Crypto: $100
Payout frequency: weekly, once your balance clears the pending period.
Regional payment methods: Fansly supports iDEAL, BLIK, and local bank deposits for South America and Asia - a genuine advantage for non-US creators.
Fansly Fee Breakdown by Revenue Type
Revenue Type | Creator % | Fansly % |
|---|
Subscriptions | 80% | 20% |
PPV content | 80% | 20% |
Tips | 80% | 20% |
Paid posts | 80% | 20% |
The fansly fees structure is identical to OnlyFans in terms of the split. Where Fansly differentiates is in payout flexibility and regional payment support.
How Fanvue Fees Work
Fanvue's pricing has a twist: new creators get a promotional earning rate for the first 30 days after KYC verification. During that window, the platform takes only 15%, so you keep 85%. After 30 days, it reverts to the standard 20% commission (80% to creator).
This is confirmed in Fanvue's official legal page (updated April 2026): the standard Creator Earning Rate is 80%, with the 15% promotional rate applying during an introductory window at Fanvue's discretion.
Fanvue commission applies to:
Payout minimum: $30 (bi-weekly processing). Payouts are processed via direct bank transfer or crypto wallets.
Pending period: 7 days standard, up to 28 days depending on account verification status.
Chargeback threshold: If your dispute rate exceeds 1.5% in any rolling 30-day window, Fanvue may charge a $50 administrative fee per additional dispute - one of the more explicit chargeback policies in the industry.
Fanvue Fee Breakdown by Revenue Type
Revenue Type | Creator % (first 30 days) | Creator % (after 30 days) | Fanvue % |
|---|
Subscriptions | 85% | 80% | 15% → 20% |
PPV messages | 85% | 80% | 15% → 20% |
Tips | 85% | 80% | 15% → 20% |
Custom content | 85% | 80% | 15% → 20% |
The fanvue fees model is the most nuanced of the three - the intro rate is real, but it only lasts 30 days.
OnlyFans vs Fansly vs Fanvue vs Exclu - Full Fee Comparison
Here's the master table. Every number in the "What You Keep" column assumes $100 in gross fan payments.
Platform | Commission | Processing Fee | Payout Minimum | Payout Frequency | What You Keep per $100 |
|---|
OnlyFans | 20% | Included | $20 (ACH) | Weekly | $80 |
Fansly | 20% | Included | $20–$100 (method-dependent) | Weekly | $80 |
Fanvue | 15% → 20% | Included | $30 | Bi-weekly | $80–$85 |
Exclu (Free) | 0% | 15% added to fan price | None stated | Instant | ~$100* |
Exclu (Pro) | 0% | $39.99/mo flat | None stated | Instant | $100 minus flat fee* |
A note on Exclu's model: Exclu works differently from subscription platforms. It's a paid-links model - creators sell content directly via links, with no subscription wall. On the Free plan, a 15% processing fee is added on top of the fan's price (so the fan pays more, not the creator). On the Pro plan at $39.99/month, that fee disappears entirely. Payment provider fees may still apply on both plans.
What Do These Fees Mean for Your Earnings?
Let's put real numbers on it. The table below shows what each platform takes from your monthly gross revenue.
Monthly Revenue | OnlyFans Takes | Fansly Takes | Fanvue Takes (post-30 days) | Exclu Free Takes | Exclu Pro Takes |
|---|
$500/mo | $100 | $100 | $100 | $0 | $39.99 |
$1,000/mo | $200 | $200 | $200 | $0 | $39.99 |
$3,000/mo | $600 | $600 | $600 | $0 | $39.99 |
$5,000/mo | $1,000 | $1,000 | $1,000 | $0 | $39.99 |
$10,000/mo | $2,000 | $2,000 | $2,000 | $0 | $39.99 |
The Exclu Pro break-even point: At $39.99/mo flat, the Pro plan costs less than the 15% processing fee on the Free plan once your monthly revenue exceeds roughly $267/month ($267 × 15% = $40.05). Above that threshold, Pro is the cheaper option - by a widening margin.
At $10,000/month, OnlyFans and Fansly each take $2,000 that stays in your pocket on Exclu Pro (minus $39.99). That's a $1,960 monthly difference.
These numbers are gross platform fees only. They don't include income tax, which you owe regardless of platform.
Are There Hidden Fees on OnlyFans, Fansly, or Fanvue?
The short answer: no hidden fees in the traditional sense - but there are costs that catch creators off guard.
Chargeback fees
On all three platforms, if a fan disputes a payment and wins, the transaction amount is reversed from your balance. OnlyFans and Fansly don't publish a fixed chargeback fee, but creators commonly report additional processing fees of $15–$25 per chargeback on top of the lost revenue. Fanvue is explicit: a $50 administrative fee per dispute if your chargeback rate exceeds 1.5% in 30 days.
VAT handling
OnlyFans: VAT is added on top of the fan's price in applicable countries (UK, EU, AU). Not deducted from creator earnings.
Fansly: Similar approach - fan-side VAT in applicable regions.
Fanvue: Same structure. Fanvue handles VAT compliance and may issue self-billed invoices for VAT-registered creators.
None of these platforms deduct VAT from your creator share. But if you're VAT-registered in your country, you may need to account for it separately.
Currency conversion
If you're paid in a currency other than USD, your bank or payment provider will apply a conversion rate and potentially a conversion fee. This applies on all three platforms and is outside their control. Fansly's support for local bank deposits (BLIK, iDEAL, ACH, CAD) reduces this friction for many international creators.
Inactivity
Fanvue's policy explicitly states that balances unclaimed for 12 months may be classified as dormant and eventually forfeited (with reminders sent at 9 and 11 months). OnlyFans and Fansly have similar dormancy clauses in their terms.
Which Platform Has the Lowest Fees for Creators?
There's no single answer - it depends on your revenue level and how you work.
High-volume creators ($5,000+/month)
Exclu Pro wins on pure fee math. At $5,000/month, OnlyFans or Fansly take $1,000. Exclu Pro costs $39.99. The gap is obvious. The trade-off: Exclu has no built-in discovery or subscriber feed, so you bring your own audience.
Mid-range creators ($1,000–$5,000/month)
Fanvue's 15% intro rate is worth using for the first 30 days. After that, it's the same 20% as the others. Exclu Free (0% commission, 15% fan-side processing fee) is also competitive here - especially if your fans are price-sensitive and you prefer not paying a monthly flat fee.
Beginners (under $1,000/month)
OnlyFans and Fansly make more sense. Both have established discovery features, large existing fan bases, and no monthly subscription cost. The 20% onlyfans commission stings less when you're still building your audience - and the platform's built-in traffic has real value at this stage.
The honest summary: the onlyfans fees for creators are standard for the industry. Fansly matches them. Fanvue offers a brief discount. Exclu is structurally different - lower fees, but you supply the traffic.
FAQ
How much does OnlyFans take from creators?
OnlyFans takes 20% of all creator earnings - subscriptions, tips, PPV messages, and custom content. Creators keep 80%. Payment processing is included in that 20%, so there's no separate processing fee charged to you.
What percentage does Fansly take?
Fansly takes 20% across all revenue types. The fansly commission structure is identical to OnlyFans: creators keep 80%, and processing is bundled in. Payout minimums range from $20 to $100 depending on your withdrawal method.
What are Fanvue's fees?
Fanvue's standard commission is 20% (creators keep 80%). New creators get a promotional rate of 15% (85% to creator) for the first 30 days after KYC verification. After that window, the standard 80/20 split applies. There is no separate processing fee.
Is there a platform with lower fees than OnlyFans?
Yes. Exclu charges 0% commission - on both its Free and Pro plans. On the Free plan, a 15% processing fee is added to the fan's price (not deducted from your payout). On the Pro plan ($39.99/month), that fee is eliminated. The trade-off is that Exclu doesn't have a built-in discovery feed, so you need to drive your own traffic.
Does OnlyFans charge creators to sign up?
No. Creating a creator account on OnlyFans is free. There's no monthly fee, no setup cost, and no minimum earnings requirement. OnlyFans only makes money when you do - via the 20% commission on your earnings.
What is the OnlyFans fee percentage?
The onlyfans pricing model is a flat 20% platform fee on all revenue. This is sometimes called the "onlyfans percentage" or "onlyfans commission." It applies uniformly - there are no lower tiers for high earners, no volume discounts, and no negotiated rates for standard accounts.
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