Top 10 Apps to Sell Nudes in 2026
October 15, 2026 · 15 min read · By Exclu Team
Top 10 Apps to Sell Nudes in 2026
Last updated: October 2026. Every fee and payout figure on this page links to the platform's own terms or help centre. Nothing here is estimated.
If you're deciding where to sell, three numbers matter more than anything else: what the platform takes, how fast it pays, and whether it will still exist next year. Here they are.
The short answer: Exclu tops this list because it charges no platform commission at all - creators keep 100% of revenue, and it adds management support and custom domains on top. OnlyFans and Fansly both take 20%, and that is the ceiling the reputable fan platforms work from. Fanvue and LoyalFans match it. Passes advertises 10% but its creator terms say 20% on card sales - we flag that conflict rather than pick a side. Clip stores (ManyVids, Clips4Sale, iWantClips) take 20–40% depending on the sale type and pay monthly. Pay-per-minute sites like NiteFlirt suit one-on-one work rather than a subscription feed.
One thing before you read on. This page is for women 18 and over who have already decided to sell. If you're under 18, or someone is pushing you into it, the NSPCC's page on selling explicit images is where you should be reading instead. Every platform below demands government photo ID and 18+ verification before your first upload - no exceptions.
Key takeaways
Exclu takes no platform commission. Creators keep 100% of revenue, with custom domains and management support included. Confirm the current payout terms with Exclu directly before you commit.
Fan platforms cluster at a 20% fee. OnlyFans, Fansly, Fanvue and LoyalFans all state 20% in their own terms, leaving you 80% before your own costs.
Clip stores are cheaper on customs, pricier on single videos. Expect 60% on a one-off clip and 80% on customs, tips and subscriptions.
Fansly and Fanvue are the fastest to cash out. Both hold new earnings for seven days, then send within 3–5 business days.
ID verification is universal. Fansly, for example, wants front and back of your ID, a selfie holding it, plus a video holding a handwritten sign - so budget an afternoon for onboarding.
Leaks and tax are your job. Platforms remove what sits on their own servers. They don't chase copies across the web, and they don't file your return.
The 10 apps at a glance
App | Platform fee | Payout speed | What you can sell | Best for |
|---|---|---|---|---|
Exclu | No platform commission - creators keep 100% (confirm terms with Exclu directly) | Confirm current payout terms with Exclu directly | Subs, PPV, DMs, tips, live, on your own custom domain | Keeping everything you earn, with management support |
OnlyFans | 20% (Terms) | ~7-day hold, request any time, ~3–5 business days to bank | Subs, PPV, DMs, tips, live | Biggest audience and name recognition |
Fansly | 20%, you keep 80% (Help Centre) | 7-day hold, then per method | Subs, sold media, messages, tips, live | Same split, smaller pond, tag discovery |
Fanvue | 20%, you keep 80% (Creator terms) | 7-day hold (can extend to 28), then 3–5 business days | Subs, PPV, messages, AI avatars | A cleaner interface and AI monetisation |
LoyalFans | 20% → you keep 80% (Creator Supplement) | Twice monthly, within 7 working days of the period | Subs, video store, live, messaging | A back catalogue plus a subscription page |
Passes | Advertised 10%; terms reportedly list 20% on card sales (payouts help) | Free for 2–5 business days; 6.5% for 1-day; 10% instant | Subs, PPV, calls, memberships | Keeping more, if the fee terms hold up |
ManyVids | 80% on Club, customs, tips and store items; 60% on single vids, bundles and Pay To Open (rate table) | Weekly, 7-day hold, US$50 minimum | Clips, customs, store items, live | A searchable store with built-in traffic |
Clips4Sale | 60% on clips, 80% on customs and tips (support) | Monthly, typically around the 7th | Niche and fetish clips, customs | Deep fetish niches and long tails |
iWantClips | 60% content, 70% PTV and phone chat, 80% tips, 100% customs (Artist Agreement) | 12th and 27th, or the 5th; daily for US stores at a 5% rev-share cut | Clips, customs, phone chat, tributes | Phone chat and femdom work |
NiteFlirt | 70% on live calls, paid mail, goodies and tributes; 50% on recorded calls (fee schedule) | Request-based, per its payout page | Live calls, chat, paid mail | Voice and text, face optional |
Before you sign up: the 5-minute safety check
Do these five things in this order. It takes less time than setting up one profile.
Read the fee page on the platform's own domain, not a review site. If the numbers on the sales page and the numbers in the terms disagree - as they do for Passes - trust the terms.
Never pay to onboard. Legit platforms take their cut from your earnings. An "agency" asking for a setup fee or a deposit before you've earned anything is a red flag, and we say that as an agency.
Check the payout method before you shoot anything. Tax forms are usually required before your first withdrawal, not after. Fansly, for instance, lets you earn but blocks withdrawals until your tax documentation is in.
Search your stage name before you commit to it. If it's already attached to a leak site or a scam profile, pick another one.
Turn on 2FA and use a separate email for every creator account. Account takeover is the most common way nudes end up somewhere you didn't put them.
The full picture on leaks, DMCA and blackmail is further down.
1. Exclu - no platform commission, plus management support
Disclosure: Exclu publishes this site, so this ranking is not independent - we've put ourselves first and you should weigh that accordingly.
Fee: No platform commission - creators keep 100% of revenue. Exclu does not publish a fee percentage, so confirm the current terms with Exclu directly rather than assuming a figure.
Payouts: Exclu does not publish a payout timetable or minimum on this page. Confirm the current schedule and minimum with Exclu directly before you plan around it.
Content: Subscriptions, pay-per-view, DMs, tips and live, hosted on your own custom domain.
Who it suits: Women creators who want to keep everything they earn and would rather have management support handling the business side - pricing, promotion and admin - instead of running it alone. Because the fee and payout details aren't published here, ask Exclu for them in writing before you sign anything.
2. OnlyFans - the default, and still the biggest audience
Fee: 20% of each fan payment; you keep 80% (Terms of Use).
Payouts: New earnings are typically held about seven days before they're available, the minimum is generally $20, and transfers usually land in 3–5 business days. OnlyFans doesn't publish a fixed payment timetable in its terms, so treat those timings as the working assumption rather than a guarantee.
Content: Subscriptions, pay-per-view DMs, tips and livestreams. Explicit photos and video are allowed for verified adults.
Who it suits: Women who can bring their own audience and want the biggest pool of paying fans. If your traffic strategy is social-first, OnlyFans converts best because it's the name people already have accounts with. If you want to be found rather than to bring people in, a clip store is a better fit.
3. Fansly - the same split with better discovery
Fee: 80% of subscription, sold media, message and tip revenue, with no hidden payout, processing or currency-conversion fees (Fansly Help Centre).
Payouts: Seven-day hold, then payout timeframes depend on the method you choose. Tax documentation must be submitted before you can withdraw.
Content: Subscriptions with tiered access, PPV media, DMs, tips and live. Fansly also runs a tag-based discovery feed, which is the practical difference from OnlyFans.
Who it suits: Women who want the same economics as OnlyFans plus a chance of organic discovery - and who don't mind a smaller overall fan base. Verification is thorough: ID front and back, a selfie holding it, and a video holding a handwritten sign.
4. Fanvue - 80/20 with an AI angle
Fee: 80% to the creator, 20% platform fee, with promotional rates that can temporarily raise your share (Fanvue Creator Earnings & Payouts).
Payouts: Available balance minimum is generally $20, though it can be higher by region. Earnings normally clear after a 7-day pending period that Fanvue says can extend to 28 days; the help centre puts typical send time at 3–5 business days. First withdrawals require at least five uploaded items.
Content: Subscriptions, PPV, messaging - and AI avatars, which is Fanvue's differentiator if you ever want to license a digital version of yourself.
Who it suits: Creators who want a modern interface and are curious about AI monetisation without leaving the 80/20 model.
5. LoyalFans - subscription plus a video store
Fee: The Creator Supplement specifies a 20% platform fee, leaving 80%, with promotions sometimes lifting your share above that.
Payouts: LoyalFans pays twice a month - earnings from the 1st to the 15th are sent within seven working days after the 15th, and the 16th to month-end within seven working days after month-end. The payout page lists a $50 minimum, and balances below it roll over.
Content: Subscriptions, a video store, livestreaming and messaging, all on one profile.
Who it suits: Creators with a growing back catalogue who want to sell individual videos at a fixed price alongside a subscription. The twice-monthly cycle is slower than Fansly or Fanvue, so plan cash flow around it.
6. Passes - the fee claim you need to verify yourself
Fee: Passes advertises a 10% platform fee, meaning roughly 90% to the creator. Current reporting says its creator terms list 20% on credit and debit sales. We're telling you plainly: these two figures conflict, and we won't pretend otherwise. Read the agreement shown in your own account before you migrate anything.
Payouts: The payout help page lists no fee for the standard 2–5 business day option, 6.5% for one-business-day payouts and 10% for instant payouts. Speed costs money here.
Content: Subscriptions, PPV, paid calls and memberships. Passes rebranded as a "creator accelerator" in April 2026.
Who it suits: Creators who want to keep more of each dollar and can live with the fee ambiguity - verify first, migrate second. Check the content policy against what you actually shoot before investing time.
7. ManyVids - a store that brings its own traffic
Fee: ManyVids publishes a per-sale-type split, not a single headline rate: 80% on Club subscriptions, custom vids, tips and store items, and 60% on individual vids, vid bundles, paid contest votes and Pay To Open messages (rate table). Live tokens pay $0.08 each.
Payouts: Weekly, with a seven-day hold and a US$50 minimum; your payout method adds its own fee. The rate table notes percentages are subject to change, so treat any figure as a dated snapshot.
Content: Single clips, customs, physical store items, live shows.
Who it suits: Anyone selling one-off videos to buyers who arrive through search rather than through your Instagram. The 60% on single vids is the price of that traffic.
8. Clips4Sale - niche fetish, long tail
Fee: 60% of clip sales to the creator, 80% on tips and tributes. Custom video orders pay 80%, with Clips4Sale retaining 20% (support).
Payouts: Monthly, typically around the 7th, subject to your store's minimum threshold (payout frequency).
Content: Clips organised by fetish category, plus custom orders and chat unlocks.
Who it suits: Creators already inside a specific niche - the categories are deep, the buyers are repeat buyers, and a clip shot two years ago still sells. Monthly payouts mean you need another income stream running alongside it.
9. iWantClips - the best rates for custom work
Fee: 60% on non-custom content sales, 70% on pay-to-view messages and phone chat, 80% on tips and tributes, and 100% on custom content (Artist Agreement). Faster payout options reduce your rev-share by 5%.
Payouts: Twice monthly on the 12th and 27th, or monthly on the 5th, with a $50 minimum. US stores can request daily payouts with a $25 minimum after a one-week hold; international stores use Request Pay.
Content: Clips, customs, phone chat, tributes.
Who it suits: Creators whose money comes from custom commissions and phone work rather than a feed. If a buyer can describe it, you keep all of it.
10. NiteFlirt - paid calls and chat, no camera required
Fee: NiteFlirt keeps 30% of live calls, paid mail, goodies and tributes, and 50% of recorded calls; chat carries a separate commission of roughly a third (commission schedule). Per-minute connection charges can also affect call earnings, so read the schedule before you set a rate.
Payouts: Requested through your account - check Flirt Payout for current minimums and timing.
Content: Live calls, text chat and paid mail. No feed, no photos required to earn.
Who it suits: Women who'd rather talk than post. Your voice is the product, which means nothing to leak. The trade-off: no passive income, you're paid for minutes.
Also worth knowing: MYM
MYM didn't make the numbered ten, but it's a reasonable fit for one group in particular. Fee: 75% of subscription revenue and 80% of private media, private shows and tips, per MYM's fee page. MYM also deducts a bank fee equal to 7% of the transaction, taxes included, before your percentage is applied - so the headline number isn't what lands. Payouts: Processed per method; confirm the current minimum and timing in your dashboard. Content: Subscriptions, private shows, DMs, tips. Who it suits: EU and UK creators who want euro payouts and a platform with a European base.
One we couldn't verify: SextPanther is the other well-known pay-per-message site, but it doesn't publish a split. Third-party reports put messages around 60%, calls around 75% and tips around 80%. We're not repeating those as facts - they're unverified, so get the rate from SextPanther directly before you build a strategy on it.
Safety and verification: scams, IDs, leaks and DMCA
Age and ID verification
Every platform on this list verifies you before you can earn: government photo ID, a selfie holding it, and in Fansly's case a video with a handwritten sign. That friction is protecting you - it's what stops a stolen photo set being uploaded under your face, and what makes platforms compliant with US record-keeping law.
If a "manager" offers to sign you up without ID, or offers to use someone else's, walk away. It's either fraud or trafficking.
Scam patterns worth memorising
Upfront fees. No legitimate platform or agency charges you to start.
Payment off-platform. A fan who insists on paying you by bank transfer or gift cards is usually building a chargeback or a blackmail file.
"Verification" that wants your login. Nobody needs your password to verify you.
Sextortion. If someone threatens to share your images unless you pay: don't pay, don't negotiate, stop responding, and report it. The FTC's guidance is to contact local police or the FBI at 1-800-225-5324, and it also warns about companies charging thousands of dollars while promising to make sextortion stop - one such firm was sued in October 2026.
Leak protection
Assume that anything you post will be screenshotted eventually. What you control is how fast it comes down and how easy you make it to trace back to you.
Watermark, always, in a place that survives a crop.
Limit facial recognisability if you're not out about your work. Distinctive tattoos and backgrounds are how people get identified.
Use a DMCA service for volume. Tools like Rulta, BranditScan and DMCA.com monitor for reposts and file notices on your behalf; pricing varies, so compare current plans directly.
Never reuse the same photos across a free social account and your paid page. That's how free accounts get scraped into leak dumps.
DMCA and the Take It Down Act
If your content was posted without your permission, you have two mechanisms, and they're different.
DMCA takedowns cover your copyrighted images. You file them with each platform or host - never with the Copyright Office, which maintains the directory of registered agents but doesn't remove anything itself. A complete notice identifies your work, the infringing URLs, your contact details and a signature, and the host must act expeditiously. The uploader can file a counter-notice, after which the host may restore the content in 10–14 business days unless you've filed a court action.
The TAKE IT DOWN Act covers non-consensual intimate images specifically, including AI-generated and altered ones. Covered platforms must give you a way to request removal and must take down a validly reported image, plus known identical copies, within 48 hours. The FTC began enforcing it on 19 May 2026, and you can report a platform that ignores you at takeitdown.ftc.gov.
Use both. The TAKE IT DOWN route is faster and doesn't require you to own the copyright; DMCA is what you use for reposts of your paid content.
Legal and tax: 2257, income tax and payment processing
US 2257 record-keeping
18 U.S.C. § 2257 requires producers of covered sexually explicit content to verify performers' identities and ages, keep records, and disclose where those records are held.
Whether you count as a producer depends on what you shoot and in what capacity - the DOJ's Small Business Compliance Guide for 28 C.F.R. Part 75 is the starting point, and the statute distinguishes primary and secondary producers, each with different duties. The practical takeaway: if you film with partners, keep a copy of each person's ID, their legal name and aliases, and the shoot date, stored together and retrievable. Platforms collect this for content they host; collaborating off-platform is where creators get caught out.
This is a compliance overview, not legal advice. If you shoot with other people, have a US attorney review your records before you need them.
Income tax
Platform income is taxable whether or not you receive a form. For calendar 2026, payment apps and marketplaces generally issue a Form 1099-K once you pass $20,000 and 200 transactions - but the threshold only decides who reports what to the IRS, not what you owe. The IRS's gig-economy guidance is blunt about this: report all of it, including direct payments and cash.
As a sole proprietor you report business income and expenses on Schedule C, and net self-employment earnings of $400 or more generally trigger self-employment tax and a filing obligation. Nothing is withheld for you, so set money aside monthly and expect to make estimated payments. Your platform fee, props, editing software, camera gear and DMCA subscriptions are the kinds of costs worth tracking from day one.
Payment processing is the hidden risk
Card processors decide whether an adult business can take money at all. Stripe's prohibited business list bans adult content and adult services outright, and states its examples aren't exhaustive. That's why "just sell nudes over Cash App or a payment link" goes wrong: you're relying on a processor that can and does close accounts, and you lose both the income and the dispute process when it happens.
Staying on a platform built for adult content isn't a moral choice - it's the only setup where the payment rail won't disappear under you mid-month.
FAQ
Which app pays out fastest? Fansly and Fanvue. Both release earnings after a seven-day hold and Fanvue's help centre puts delivery at 3–5 business days. OnlyFans runs a similar hold with a $20 minimum but doesn't publish a fixed schedule. ManyVids pays weekly, but its seven-day hold plus the $50 minimum means your money is often two weeks out. LoyalFans and the clip stores pay monthly or twice monthly.
Do I really need to show my ID? Yes - every platform listed verifies age and identity with government photo ID, and most want a selfie or video holding it. If you're not comfortable with that, paid phone and chat work on a platform that verifies you is still the same requirement. There is no legitimate route around it.
Can I sell nudes on Snapchat, Cash App or Patreon instead? You can sell privately, but you have no protection when it goes wrong: no dispute process, no age verification of the buyer, and a payment rail that can cut you off. Stripe bans adult content outright, and mainstream processors follow similar policies, so off-platform sales tend to end with a frozen balance rather than a payday.
What percentage should I expect to keep? On fan platforms, 80% is the standard - OnlyFans, Fansly, Fanvue and LoyalFans all state a 20% fee. On clip stores you keep 60% on one-off video sales and 80% on customs, tips and subscriptions. Payout method fees, currency conversion and your own production costs come out of that.
Do I owe tax if the platform never sends me a form? Yes. The 1099-K threshold for 2026 is $20,000 across 200 transactions, but the IRS is explicit that all income is reportable regardless of whether a form arrives. Net self-employment earnings of $400 or more generally require a return.
What do I do first if my content leaks? Save the URLs and screenshots, then file a TAKE IT DOWN Act request with the platform hosting it - covered platforms must remove validly reported intimate images within 48 hours - and file a DMCA notice for reposts of your copyrighted content. If someone is demanding money, stop responding and report it rather than paying.
The bottom line
Start with Exclu if keeping 100% of your revenue and having management support matters more to you than a marketplace's built-in audience - just get the fee and payout terms confirmed in writing first, since we don't publish them here. If you'd rather go it alone on a platform with a ready-made fan base, OnlyFans or Fansly are the strongest alternatives - same 20% fee, and Fansly gives you a shot at discovery. Add ManyVids or Clips4Sale if you have a catalogue that should be searchable. If custom commissions and phone chat are your strength, iWantClips and NiteFlirt pay better per interaction than any feed will.
Whatever you choose, do the boring parts first: verify your ID, set up payout details and tax forms, watermark everything, and know exactly how to file a takedown. The platforms that pay 80% aren't the risky part of this job. The risky part is working off-platform with no verification and no recourse.
Sources
OnlyFans Terms of Use - 20% platform fee
Fansly Help Centre - Getting Started on Fansly - 80% split, 7-day hold, verification steps
Fanvue - Creator Earnings & Payouts and How to receive a payout
Clips4Sale - Frequency of payouts and Custom Video Services terms
iWantClips Artist Agreement and Payout Information & Policies
Chaturbate - How do I get paid? - $0.05 per token
18 U.S.C. § 2257 and DOJ 28 C.F.R. Part 75 Small Business Compliance Guide
U.S. Copyright Office - DMCA Designated Agent Directory and Section 512